The state government of India took initial steps under the ‘Digital India’ campaign to help cut down on the hassles involved in property registration, which was an integral part when it comes to property registration in India. At present, they have launched various programs that work perfecting, offering much comfort and ease as the platform shifts to the online world of property registration for citizens.
This also means you need not go through the hassle to make multiple visits to various government offices while waiting in a long queue just to get the value of the property registered. As of the reports, a large part of the property registration task can be easily completed by using online mediums.
So, are you ready to get your dream home registered with just a click of a finger? If yes, then you’ve arrived at the right place as we will discuss the procedures to help register your property, online. However, before we dive into it, let’s quickly get to the bottom of it and understand the basics first.
Is Property Registration In India Compulsory? Is It Important For A Registration Of The Property?
As gloomy as it might seem to have a property not registered in your name, it is therefore compulsory for your newly purchased property to be registered under your name, legally obliged under Section 17 of the Registration Act, 1908.
In due process, the home buyers or property owners will need to pay a certain portion of the deal value, also known as the stamp duty to the respective state governments, plus a 1% registration charge.
Adding on, while they’re still a majority of the states where the buyers would have to visit the sub-registrar office to register their properties, a few states have been successful in launching services that help the landlords to register their properties online, hassle-free and with time-bound services. This is true for both plots as well as flats.
Stamp Duty And Registration - Online Registry For Properties
Listed below are the sites that will help with property registration across various states in India:
| STATE | WEBSITE LINK |
| Andhra Pradesh | http://registration.ap.gov.in/ |
| Delhi | https://doris.delhigovt.nic.in/ |
| Jharkhand | http://regd.jharkhand.gov.in/jars/website/ |
| Kerala | http://keralaregistration.gov.in/pearlpublic/index.php |
| Karnataka | https://kaverionline.karnataka.gov.in/ |
| Maharashtra | https://efilingigr.maharashtra.gov.in/ |
| Madhya Pradesh | https://www.mpigr.gov.in/indexEnglish.html |
| Rajasthan | http://epanjiyan.nic.in/ |
| Tamil Nadu | http://www.tnreginet.net/ |
| Telangana | https://registration.telangana.gov.in/propertyRegistration. |
| Uttrakhand | http://registration.uk.gov.in/ |
| Uttar Pradesh | https://igrsup.gov.in/igrsup/welcomeAction.action |
| West Bengal | https://wbregistration.gov.in/(S(nixvg4bz1k4wsuwpk0uisvn4))/index.aspx |
Note – It is pertinent to mention that a part of the property registration process can only be completed via the online platform. Meaning, by using the official portal of the state you can easily key in data and the information regarding the property’s buyer and seller. Adding on, the only platform also allows you to pay the stamp duty and registration charges for property registration.
Nonetheless, in states that haven’t introduced online as of yet, the landlords will have to eventually book an appointment and visit the sub-registrar office to complete the registration formalities.
How To Register Property Online? Can You Avoid The Sub Registrar's Office Completely?
If you are a part of a state that offers services for online property registration, there are a few things that you must be aware of:
1) Only Certain Parts Of The Process Can Be Completed Via The Online Platform:
Irrespective of the state offering land registration online, there is only a certain part of the registration process that can be completed online. What you can do is:
- Find out the circle rate in your area and decide the total value of your property
- Calculate payment of stamp duty and registration charges
- Pay the stamp duty and registration fee online and get a receipt
- Then, make an appointment with the sub-registrar of your locality and visit the sub-registrar office for the final property registration
2) The Payment Can Only Be Made Online:
The land registration of the property is booked only after you paid the required stamp duty and registration charges online. You can make the payment using either your debit card, credit card, or net banking.
3) TDS Of The Property To Be Paid Online:Â
In cases where the deal value tends to exceed over Rs 50 lakhs, the buyer must pay 1% of the TDS on the property value online and also get a printout of the receipt for the same. The receipt will be needed at the time of physical verification of the property.
4) Your Mobile Is the key:Â
Once you proceed with property registration, your mobile number will hold the key to its completion. Why? You will receive the (1) one-time passwords (OTP) during the course of registration, (2) message regarding the appointment, and (3) process completion.
What Are The Documents Required For Property Registration, Online? And, What Information Is Needed During Registration Of Property?
1) Documents:
You would need to purchase an e-stamp paper plus make the online payment for the same along with the registration charge. These are to be presented in front of the sub-registrar for verification of the property.Â
2) Information Needed For Property Registration, Online:
Listed below are a few details that you’d need to fill for property registration:
- The description of the property, such as the number, area, pin code, etc
- The type of the property, such as is it a flat, a plot, etc
- What is the mode of ownership? Was it given as a gift, is it a purchase, gift, a lease, etc
- The details of the landlord, such as the name, age, occupation, parent’s name, etc
- What is the proof of the property, such as the title deed, power of attorney, the latest property register, copy of the latest property register card, etc
What Are The Documents Required For Property Registration Via The Office Of The Sub-Registrar?
- A duly prepared sale deal on a non-judicial stamp
- Two passport size photographs on both, the copy of the seller and purchaser
- E-stamp paper with the correct value of stamp duty
- E-Registration fee receipt with undertaking
- Copy of PAN card
- Original ID proof of the seller, purchaser, and witness
- Receipt of TDS in case the property in question is more than Rs 50 lakh
- If the property is a land and house property, the buyer is requested to present the documented history of ownership transfers
When Can One Get Back Their Registered Property Documents Back?
Approximately, it takes about nearly two weeks for the property documents to get registered. And, if you need documents back, you must visit the sub-registrar office for the same.
To Conclude: Tips For When Registering Land And Property, Online
- Irrespective of the major chunk of the property registration being completed online using the verified portals, all parties involved in the transaction will have to make an appearance at the sub-registrar office. They can book a slot for the same online in order to complete the formality
- One must complete the online registration of property process only under the guidance of an eligible lawyer, along with the property broker. Avoid the help of the assistance of any third party when attempting to complete the process
- Two witnesses are required to help get the property registration completed. These witnesses would also need to carry originals and photocopies of identity and address proof
- Most states have already set up portals to help facilitate online registrations of the property. These portals can provide information on model deeds and stamp duty rates, enabling parties to initiate the registration process. Nevertheless, in order to complete the registration of the property, you will need to physically visit the sub-registrar office.
